A Business And Real Estate Litigation Firm Serving California

The Complex Web Of Finance Regulations

Financial services companies face an ever-changing set of consumer finance laws and regulatory oversight, along with a complex web of regulations.  Many consumer finance laws provide significant consumer protections.  Now, more than ever, lenders, banks, finance companies, and debt collectors face a high-risk environment.

A short list of regulatory acts includes:

  • Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692, et seq.
  • Rosenthal Fair Debt Collection Practices Act (RFDCPA), Cal. Civil Code §§ 1788, et seq.
  • Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. §§ 2601, et seq.
  • Truth in Lending Act (TILA), 15 U.S.C. §§ 1601, et seq.
  • Fair Credit Reporting Act (FCRA), 15 U.S.C. §§ 1681, et seq.
  • California Consumer Credit Reporting Agencies Act (CCRAA), Cal. Civil Code §§ 1785.1, et seq.
  • Telephone Consumer Privacy Act (TCPA), 47 U.S.C. §§ 227, et seq.
  • California Invasion of Privacy Act (CIPA), Cal. Penal Code §§ 630, et seq.

At Tira Law APC, I represent finance companies and help them navigate the treacherous landscape of finance laws and regulations.

Defense Services For Debt Collectors

When I represent finance companies and debt collectors in litigation matters, I begin by getting a thorough understanding of the company’s business philosophies, culture, and goals. I then dig into the legal or regulatory issue that brought them to my office and create a legal strategy that resolves the issue in a way that is consistent with how the company does business. My services include defending financial services companies against consumer complaints, class action lawsuits, lending disputes, government and regulatory enforcement actions.

Contact Tira Law APC Today

If your finance company is facing regulatory action or consumer claims, contact my San Diego office by calling 858-221-4888 or filling out my online contact form.