Areas of Expertise
Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692, et seq.
Real Estate Settlement Procedures Act (“RESPA”), 12 U.S.C. § 2601, et seq.
Truth in Lending Act (“TILA”), 15 U.S.C. § 1601, et seq.
Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681, et seq.
California Homeowner Bill of Rights (“HBOR”)
Rosenthal Fair Debt Collection Practices Act, Civil Code § 1788, et seq.
California Consumer Credit Reporting Agencies Act, Civil Code § 1785.1, et seq.
California Invasion of Privacy Act (“CIPA”), California Penal Code, § 632, et seq.
Residential Mortgage Servicing and Lending
Credit Cards and Home Equity Lines of Credit
Banking Deposit Disputes
Successfully compelled a plaintiff to arbitrate individual claims for alleged violations of the California Invasion of Privacy Act, Penal Code, § 632, et seq. and obtained dismissal of putative class action claims.
Obtained dismissal of a borrower's claims for breach of contract, fraud, unfair competition, and negligent misrepresentation against a loan servicer.
Obtained dismissal of bank in a depositor's action for damages stemming from an availability of funds dispute.
Successfully defended a bank against claims for alleged violations of the federal Fair Credit Reporting Act and the California Consumer Credit Reporting Agencies Act based on loan reporting during a pending bankruptcy.
"To, strive, to seek, to find, and not to yield."